4.2
271K reviews
10M+
Downloads
Content rating
Everyone
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About this app

"It's time to enjoy various conveniences for all your financial matters!

Introducing neobank, a banking service in a digital application from Bank Neo Commerce that can make it easier and more fun for you to manage your finances.

With a user-friendly appearance, the neobank application comes with interesting features that make banking transactions faster and safer! ⚑

Plus, it only takes 5 minutes to open an account online! ⏰

Take advantage of various cool features in the neobank app:

πŸ’° Neo NOW Savings
Savings that interest every day! Free to open an online account with any initial deposit amount, and get interest up to 5% p.a.

πŸ“ˆ Neo WOW Deposit
Time deposits feel like an investment! The interest is high up to 8% p.a. The initial deposit is light, you can start from just IDR 100 thousand. Flexible tenor, from 7 days to 1 year!

πŸ’Έ Free Transfers
In the neobank application, transfer to a Virtual Account and send money to any bank for FREE. Want to transfer a large amount? Your daily transaction limit can be up to IDR 300 million! πŸ˜‰

πŸ’΅ Neo Borrow
Do you need a loan that is transparent, definitely safe, and won't be a burden? Neo Borrow the solution! The application is easy, the limit is high, and it is approved quickly.

Loan Tenor: Minimum 91 days, maximum 365 days
Loan Limit: Up to IDR 30,000,000
Admin Fee: Free
Interest: 0.6-5.7% per month; 7.2-68.41% per year

Example: If you choose a loan of IDR 1,000,000 with a term of 365 days, then the interest that needs to be paid is: IDR 1,000,000 x (7.2%/365) x 365= IDR 72,000. Total repayment is IDR 1,000,000 + IDR 72,000 = IDR 1,072,000. The monthly installment is IDR 89,333

πŸ›οΈ savepay
Get random instant discounts every time you make a payment via Virtual Account, QRIS, and Direct Debit on selected merchant platforms.

πŸͺ Neo Business
Develop your business with innovative financial management features, capital loan facilities, and various QRIS conveniences. Neo Bisnis is also equipped with extra features that support the promotion of your business.

🟠 Neo Gold
Buy and invest gold at selected merchants, get attractive offers using the neobank application.

πŸ’¬ Neo Chat
No need to go anywhere anymore to chat online. You can freely chat, send money, and even create group chats via the Neo Chat feature in the Neobank application which is guaranteed to be safe and super practical.

πŸ’‘ Payment & Digital Product Purchase
It is easier and more practical to pay and purchase digital products via the neobank application. Also enjoy cashback from every transaction you make.

πŸ”’ Data security
Your financial activities are guaranteed to be safer because we implement a multi-layered banking security system. There are password and PIN gesture features that ensure your transactions are always protected.

About Neo Commerce Bank
The neobank application is an online savings and deposit application from Bank Neo Commerce (BNC). Present since 1990 under the name Bank Yudha Bhakti (BBYB), we transformed into the first neobank in Indonesia to provide banking services via digital applications.

With the support of the leading fintech company in Indonesia, Akulaku, we continue to invest in technology to provide the latest products and services that suit the needs of customers, both individuals and corporations.

You can open an account online, make deposits with high interest, transfer money without admin fees, open savings anytime, anywhere, 24 hours non-stop.

PT Bank Neo Commerce Tbk is domiciled at Treasury Tower lt. 60, District 8 Lot 28, Jl. Gen. Sudirman cav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. Registered with Bank Indonesia with Business License No. 22/1017/UPPS/PSbD.

Instagram: bankneocommerce
Facebook: Neo Commerce Bank
YouTube: Neo Commerce Bank
TikTok: @bankneocommerce
Twitter (X): @bankneocommerce
LinkedIn: PT Bank Neo Commerce Tbk

Contact us:
PT Bank Neo Commerce Tbk
www.bankneocommerce.co.id
πŸ“ž 1 500 190
πŸ“§ customercare@bankneo.co.id

Neo Commerce Bank is registered and supervised by the OJK.

"
Updated on
Apr 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
269K reviews
Nathaniel A.
April 13, 2024
UI change making things complicated. Usually I can see all my balance in one tap. But right now I need to go here and there. Bring back the convenience
3 people found this review helpful
Did you find this helpful?
Bank Neo Commerce: Bank with Digital Services
April 13, 2024
Hai kak, untuk informasi yang ingin kamu tanyakan atau kendala yang kamu alami, kakak dapat menghubungi melalui Call Center BNC di 1500 190, E-mail resmi di customercare@bankneo.co.id, DM sosial media yang bercentang biru di @bankneocommerce, ataupun melalui fitur Live Chat di aplikasi neobank. Terima kasih -PT
Izatora
March 27, 2024
Great experience overall , very competitive rates for deposito. This bank is the best for investing. I also like the businness feature its very usefull.
11 people found this review helpful
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Bank Neo Commerce: Bank with Digital Services
March 27, 2024
Hai Kak, terima kasih sudah mencoba neobank. Yuk terus gunakan neobank dan ambil keuntungannya, ya. Salam cuan! 😻_HA
Christelle Emmanuella
February 5, 2024
Been registering for about ten times. Still got rejected due to ID (?). Lot of complaints saying the same thing. Not cool
19 people found this review helpful
Did you find this helpful?
Bank Neo Commerce: Bank with Digital Services
February 5, 2024
Hai Kak. Mohon maaf atas kendala yang Kakak alami, untuk detailnya silakan DM di akun Sosmed resmi Bank BNC yang sudah terverifikasi centang biru bankneocommerce atau layanan Live Chat langsung dari aplikasi neobank, alamat email resmi kami customercare@bankneo.co.id dan bisa hubungi Call Center kami di 1500-190. Terima kasih -PT

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